Independent Advisers for Mortgages, Insurance and Equity Release. 
Advisers for Will Writing and Estate Planning.

Protecting you and your loved-ones is a major consideration to all families.

How much cover do you need? What is the right plan? Do I need critical illness cover, income protection, private medical insurance, family income benefit?

WGM Financial can help you through the maze, offering independent advice and whole of market research. We will also advise you, as part of our free service, whether you should consider writing the policy in trust. Trusts can be used to plan for Inheritance Tax or simply ensure the proceeds are paid to the correct people without the need of probate. We have detailed, below, some of the plans you may wish to consider with explanations of what the plans do, what is included and what is excluded.

WGM Financial is a trading name of William Glen Malcolm which is authorised and regulated by the Financial Conduct Authority (FCA). 
FCA Reg No 512102.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Equity released from your home will be secured against it.

A lifetime mortgage will be secured against your home.
 

Wills and Estate Planning arranged on behalf of APS Legal & Associates Ltd.
APS Ltd Head office: Worksop Turbine Innovation Centre, Shireoaks Triangle Business Park, Coach Close, Worksop, Nottinghamshire, S81 8AP.
APS Legal & Associates is a member of the Institute of Professional Willwriters.
APS Legal & Associates complies with the Trading Standards Institute Approved IPW Code of Practice.


Estate Planning and the provision of Wills are NOT regulated by the Financial Conduct Authority.